Credit Card & Loan
Rates ______________
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As of October 15,
2009 |
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Loan
Late Fees - Effective March 1,
2006, the late fee on loans will be 5% of the
interest due, not to exceed $20.00.
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MasterCard
| MasterCard |
10.90% |
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| Share Secured
MasterCard |
10.90% |
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| Gold
MasterCard |
9.90% |
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| |
| Rates are Annual Percentage
Rates (APR) and are effective as of
10/01/2004. |
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View your account balance, current
transactions and available credit line at
GoToMyCard.com.
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payments! |
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If you are offered a
better rate elsewhere, call us before buying as
we may beat or meet competitors'
rates.
| Months
Financed |
80%
Financing |
90%
Financing |
100% Financing |
| |
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| 24 |
3.50% |
3.75% |
4.00% |
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| 30 |
3.00% |
3.25% |
3.50% |
| |
|
|
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| 36 |
3.25% |
3.75% |
4.25% |
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| 48 |
3.50% |
4.00% |
4.50% |
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| 60 |
3.75% |
4.25% |
4.75% |
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| 72* |
4.00% |
4.50% |
5.00% |
*minimum amount financed for 72 months is $25,000. Rates are Annual Percentage Rates (APR) and are effective as of 10/15/2009. Base Rates - Actual Loan Rates Based on Borrower's Credit History.
If you are offered a better rate
elsewhere, call us before buying as we may beat
or meet competitors'
rates.
| Year of
Vehicle |
Number of Months Financing
Available |
| 2009-2010 |
24 |
30 |
36 |
48 |
60 |
72 |
| 2007-2008 |
24 |
30 |
36 |
48 |
- |
- |
| 2005-2006 |
24 |
30 |
36 |
- |
- |
- |
| 2003-2004 |
24 |
30 |
- |
- |
- |
- |
|
2002 and older |
24 |
- |
- |
- |
- |
- |
| Looking for a used
vehicle? Check Out - |
 |
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Boat
| New
Boats |
7.75% |
| Used
Boats |
9.75% |
Rates are Annual Percentage Rates (APR) and are effective as of 04/01/2006.
Base Rates - Actual Loan Rates Based on Borrower's Credit History. |
| Calculate your monthly payment using
the Loan Cost Calculator
courtesy of |
 |
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Home Mortgage
and Home Equity (including Home
Improvement)
Home mortgage financing and home
equity loans are available for members with
minimum closing
costs.
Home equity loans may be used for
home improvements and other
purposes.
Contact the
credit union for details and rates and to
apply.
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Furniture/Electronic
Equipment and Line of Credit
| Furniture/Electronic
Equipment |
10.25% |
| Line of
Credit |
10.25% |
Rates are Annual Percentage Rates (APR) and are effective as of 04/01/2006.
Base Rates - Actual Loan Rates Based on Borrower's Credit History. |
| Calculate your monthly payment using
the Loan Cost Calculator
courtesy of |
|
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Share
Secured
| Current Share Rate Plus
2.00% |
|
Rates are Annual Percentage Rates (APR) and are effective as of 10/01/2004.
Base Rates - Actual Loan Rates Based on Borrower's Credit History. |
| Calculate your monthly payment using
the Loan Cost Calculator
courtesy of |
|
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|
